Posts Tagged ‘condo’

Privacy

Posted: 04/10/2008 by Toby in Funny
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Unless we head to the store tonight, and find some new blinds, we will have no privacy when we go to bed. I’ll have to wear my long johns, and maybe another extra layer just in case.

Unfortunately, the blinds which protected us from prying eyes have been pretty much destroyed. Whom did it, you may ask? I’ll never tell.

Shower Stall

Posted: 12/07/2008 by Toby in Funny, News
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Ladies and Gentlemen, it’s time you knew… I am the shower stall cleaner in this relationship. My wife went to deliver a delicious banana cake to one of her visit teachees (that’s a Mormon term, feel free to email and ask), and on the way out the door, she breezily but emphatically asked me to scrub the shower stall. She said it was even more important than clearing out the dry bar. I, wise man that I am, took her word for it.

I took pictures to document the truly unbelievable transformation, but they are not for the faint of heart: (more…)

Sub-prime lending crisis

Posted: 12/05/2008 by Toby in Informative, News
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I drove a neighbor out to the airport yesterday, and he mentioned an episode of This American Life on NPR which was all about the state of the economy and the sub-prime lending crisis and how it’s really not just the fact that banks were lending subprime loans, but there were other factors.

It opens with the fact that in 2000 the global supply of money was $36 trillion. By 2006 the global supply of money was $70 trillion. It doubled. And all those people behind all that money wanted their money to grow.

Frankly Sharole and I are right in the middle of this. We bought when housing prices were high, artificially high for two reasons: 1) people believed that in America housing prices would continue to go up and never go down, and 2) in part because of the pressure to give mortgages to unqualified buyers which if they are unqualified, they’re unqualified no matter what the ridiculous amount. While we can afford our mortgage and continue to do so, the fact that so many have foreclosed, having been based on bad lending practices, results in a huge backlash of increased scrutiny over mortgage lending, and a market correction in prices, downwards.

At last month’s meeting of condo owners, a representative from the developer, the company that refurbished our condos and sold them, said that Realtors were telling them that $180,000 was a more reasonable price for the condos that have not yet sold.

The webpage with a summary of the episode is here. You can listen (sorry deafies) to the broadcast via free mp3 here.

LooLoo

Posted: 23/04/2008 by Toby in Funny
Tags: ,

Most people go through life not knowing what they want. For me, that ended today.

httpv://www.youtube.com/watch?v=cOXlF1t1ZyI

Cold Snap

Posted: 15/04/2008 by Toby in Other
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thermostatLast week it was getting warm so I turned off the thermostat controller and therefore prepared to save zillions of dollars which otherwise would have been poured into the HVAC heat-pump thingy.

The last few days it’s been bright but chilly. We’ve been shuffling around in our winter duds once again. All of us, except for me, who doesn’t mind being cold, but then has to pee, and TJ, who took off his jacket yesterday– defying the chilly condo air so that his arms may breathe.

When Sharole reads this entry it will probably be the first time she realizes what I did to the thermostat.

Picture does not represent what ours looks like, it’s just a visual aid.